[ad_1] From faster approvals to fairer assessments, India’s credit landscape is undergoing a quiet revolution. A new wave of innovation, powered by artificial intelligence (AI), alternative data, and smarter regulatory oversight, is reshaping how credit scoring works in India. Index Fund Corner Sponsored Scheme Name 1-Year Return Invest Now Fund Category Expense Ratio Axis Nifty […]
How to maintain a healthy credit score – CNBC TV18
[ad_1] Achieving and maintaining a high credit score is important because it affects your ability to secure loans and increase credit card limits. A good credit score is between 661 and 780 on the VantageScore model and 670 and 739 on the widely used FICO scoring technique. Index Fund Corner Sponsored Scheme Name 1-Year Return […]
Why your credit score matters more than you think – CNBC TV18
[ad_1] A bad credit score can cost more than just a loan—it can impact job prospects, rental applications, and financial stability. A recent survey by CRED and YouGov highlights the consequences of poor credit and what cardholders should know. Index Fund Corner Sponsored Scheme Name 1-Year Return Invest Now Fund Category Expense Ratio Axis Nifty […]
Planning to buy your dream vehicle? Check key details about eligibility criteria for a car loan – CNBC TV18
[ad_1] As 2025 approaches, the festive vibes of New Year can be seen everywhere. With the people preparing to bid adieu to the year 2024, it’s the time of celebrations, joy and cherishing the accomplishments. It is also an ideal time when people make major purchases and plan the year ahead. It could be the […]
How to check your credit score for free and improve your financial health – CNBC TV18
[ad_1] SUMMARY Checking one’s credit score for free is a simple yet important step in managing financial health. A higher score enhances the chances of securing loans with favorable terms and lower interest rates. By CNBC-TV18 December 26, 2024, 1:34:56 PM IST (Published) 1 / 6 The credit score system is vital in assessing an individual’s […]
What is a credit score, and how can you check it for free? – CNBC TV18
[ad_1] The credit score system plays a crucial role in determining an individual’s financial health, affecting loan and credit card approvals. The three-digit figure, typically ranging from 300 to 900 points, is an indicator of how well an individual has managed their credit and repayment history. A score of 750 or higher is generally seen […]
Paisabazaar launches ‘Score Predictor’ to help you understand credit behaviour: How to use it – CNBC TV18
[ad_1] Paisabazaar, a marketplace for consumer credit, has introduced a new feature called ‘Score Predictor’ on its platform. This tool aims to provide consumers with a understanding of how their credit behaviour can affect their credit score. Index Fund Corner Sponsored Scheme Name 1-Year Return Invest Now Fund Category Expense Ratio Axis Nifty 50 Index […]
How India’s first rent credit score system can help you build a credit profile – CNBC TV18
[ad_1] In a recent move, RentenPe has introduced India’s first-ever rent credit score and residence card (R-Card) repository. This initiative aims to bridge a key gap in the financial system by recognising rent payments as a credible indicator of financial reliability, a metric that has been overlooked in traditional credit scoring. Addressing the credit gap […]
Understanding the importance of your credit score and how to manage it – CNBC TV18
[ad_1] In today’s financial landscape, a good credit score is more than just a number—it’s a key to unlocking better borrowing opportunities and managing financial health. Satish Mehta, Founder of Athena CredXpert (ACX) and the first MD of CIBIL, emphasises how crucial it is to understand and manage your credit score. Here’s why your credit […]
How loan settlements impact your CIBIL score and how to fix a bad report – CNBC TV18
[ad_1] Loan settlements can significantly impact your CIBIL score, a crucial factor for obtaining future credit. When a loan is settled for less than the full amount owed, it’s marked on your credit report. Understanding how to address and recover from a loan settlement is essential for maintaining financial health and improving creditworthiness. “When you […]