Star Health and Allied Insurance Company Limited (Star Health Insurance) and Policybazaar have announced the launch of the ‘Super Star’ health insurance plan. This long-term policy offers flexibility and customisation, designed to cater to evolving customer needs.

It is available for individuals and families with a five-year policy term.

Modular coverage for every life stage

The Super Star plan offers modular coverage that adapts as policyholders move through different life stages.

Available exclusively online through Policybazaar and Star Health’s websites, it allows customers to personalize their coverage.

The plan is aimed at providing value and flexibility in a rapidly changing health insurance landscape.

Sarbvir Singh, Joint Group CEO, PB Fintech, said, “With healthcare costs rising, flexible health insurance is more critical than ever. Super Star offers coverage that grows with customers, making it a true game changer in the industry,” he said.

Singh emphasized that millions of households can benefit from the financial protection the plan provides at every stage of life.

Anand Roy, MD & CEO, Star Health Insurance, highlighted the policy’s transformative nature. “Super Star delivers unmatched flexibility, empowering individuals to customize coverage at pivotal life stages. This plan sets a new standard in personalization and promises peace of mind with comprehensive long-term healthcare,” he added.

Features of Super Star Plan

Age freeze: Policyholders can freeze their premiums at entry-age rates until a claim is made, offering long-term savings. This option is available for those entering the plan at 50 or younger.

No claim bonus (NCB): Customers can earn a 50% bonus on their sum insured for every claim-free year, which can grow up to 100%, rewarding healthy living.

Sum insured restoration: In case of hospitalization, the sum insured automatically restores for related or unrelated illnesses during the policy year.

Midterm family inclusion: The plan allows the addition of newly married spouses, newborns, or adopted children during the policy term, ensuring seamless coverage for expanding families.

Wellness rewards: Customers can earn up to a 20% renewal discount by maintaining healthy habits, encouraging a proactive approach to wellness.

Five-year policy term: For the first time on the Policybazaar platform, customers can opt for a policy term of up to five years, avoiding the need for annual renewals.

Co-terminus discount: Customers purchasing the Super Star policy for themselves can get a 7.5% discount on policies for their parents or parents-in-law.

Additional benefits

The Super Star plan offers a range of optional covers:

Super Star bonus: Policyholders can accumulate an additional 100% of their sum insured at every renewal, with no cap.

Consumables cover: The plan includes coverage for non-payable items like gloves, masks, and other consumables.

Smart network discount: A 15% discount on premiums is available when policyholders opt for treatment at a preferred hospital network.

Comprehensive protection options

The Super Star plan offers sum insured options from ₹5 lakhs to ₹1 crore, with an unlimited sum insured option.

This allows customers to choose the level of coverage that best suits their needs.

With its innovative features and focus on affordability, the Super Star plan marks a significant step forward in India’s health insurance sector, balancing affordability with comprehensive coverage.