How to withdraw EPF online: Here’s a step-by-step guide – CNBC TV18

How to withdraw EPF online: Here’s a step-by-step guide – CNBC TV18

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The Employees’ Provident Fund (EPF) is a savings scheme aimed at providing financial security to salaried employees post-retirement. It also allows early withdrawals for purposes like marriage, buying a house, or emergencies. Both the employee and employer contribute 12% of the basic salary to the EPF, which earns annual interest to support retirement savings. (Image: Shutterstock)

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To access the UAN portal, users should visit unifiedportal-mem.epfindia.gov.in/memberinterface/, enter their UAN, password, and captcha, and then click ‘Sign In’. (Image: Shutterstock)

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After logging in, users can click on the ‘Manage’ tab and select ‘KYC’ to verify their Aadhaar, PAN, and bank details. Once verified, they can proceed to the ‘Online Services’ tab. (Image: Shutterstock)

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After selecting ‘Claim (Form-31,19,10C&10D)’ from the drop-down menu, users will be prompted to enter their bank account number for verification. They must then sign the certificate of undertaking and click ‘Proceed for Online Claim’ to complete the process. (Image: Shutterstock)

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In the claim form, select the type of claim you wish to apply for—full EPF settlement, partial withdrawal, or pension withdrawal—under the ‘I Want To Apply For’ tab. If ineligible, the option will not appear in the drop-down menu. (Image: Shutterstock)

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Select ‘PF Advance (Form 31)’ to withdraw funds, then provide the purpose, amount required, and employee address. Afterward, agree to the certificate and submit your application, along with the necessary scanned documents for verification. Users can log into the UAN portal, select ‘Track Claim Status,’ and enter the reference number to monitor the progress of their application. (Image: Shutterstock)

Starting in 2025, EPFO members may be able to withdraw their PF amount directly through ATMs, as announced by Labour Secretary Sumita Dawra. This initiative is part of the Ministry of Labour and Employment's efforts to upgrade IT systems and improve services for users. (Image: Shutterstock)

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Starting in 2025, EPFO members may be able to withdraw their PF amount directly through ATMs, as announced by Labour Secretary Sumita Dawra. This initiative is part of the Ministry of Labour and Employment’s efforts to upgrade IT systems and improve services for users. (Image: Shutterstock)

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