The plan features a decent high sum assured rebate and special lower premium rates for women. In case of death, the benefit is the higher of 7 times the annualised premium, 105% of total premiums paid, or the absolute amount assured, with single premium payments offering 125% of the single premium or the absolute amount assured.

LIC Digi Term mirrors LIC Yuva Term but is exclusively available online. It provides the same term insurance benefits and coverage. This online-only option provides flexibility and convenience for purchasing and managing the policy.

LIC Yuva Credit Life and LIC Digi Credit Life are designed to cover loan liabilities, offering protection for loans such as housing, education, or vehicle loans. LIC Yuva Credit Life is available offline through intermediaries, while LIC Digi Credit Life is offered online. Both plans are non-par, non-linked, life, individual, pure risk plans with a decreasing term assurance feature. They cover ages 18 to 45 years at entry, with maturity ages ranging from 23 to 75 years.

The sum assured ranges from ₹50,00,000 to ₹5,00,00,000. Benefits include an high sum assured rebate and special lower premium rates for women. Policyholders can also choose the loan interest rate at the inception of the policy. The death benefit, if the policy is in force and the claim is admissible, is the sum assured on death.