Asset Allocation | Adhere to asset allocation principles when investing. Diversify your investments across equity, debt, and other assets according to your risk profile and investment timeline.

Sector/Thematic Funds | Exercise caution with sector-specific or thematic funds. Such investments can be highly volatile and may not always fit your long-term investment strategy.

New Fund Offers (NFOs) | Carefully evaluate New Fund Offers (NFOs) before investing. Understand the fund’s strategy, fee structure, and potential risks, as NFOs may offer less transparency than established funds.

Performance Analysis | While past performance provides some insight, focus on future potential when investing. Assess the fund’s strategy, management team, and market conditions to gauge future returns.

Risk Profile | Understand your risk tolerance to guide your asset allocation decisions. Balance investments among equity, debt, and other assets based on your risk appetite and investment horizon.

SIP Date | Choose a Systematic Investment Plan (SIP) date that aligns with your cash flow and convenience. Consistency in contributions is more important than trying to time the market.

Fund vs. AMC | Evaluate both the mutual fund and the Asset Management Company (AMC). Consider the AMC’s reputation, the fund manager’s experience, and the fund’s performance metrics, such as expense ratio and risk-adjusted returns.

Dividend vs. Growth Plans | Decide between dividend and growth plans based on your investment goals. Growth plans are suitable for wealth accumulation through compounding, while dividend plans are better for regular income needs. Be aware of the tax implications for both options.